It’s Time To Get On The First Rung Of The Property Ladder.

It is clear that everyone wants to own their own property, so what is it that stops them from doing so. For many, it’s the fear of committing yourself to 30 years of making monthly payments on a regular basis. For others, it’s the responsibility of having to take care and maintain such a property and the unknown costs that arise from that. However, if you’re still renting from a landlord then it doesn’t make sense to be giving all of this money every single year with nothing to show at the end of it all. Once you come up with the initial deposit as stipulated by your mortgage lender, the payments are probably the same as what you’re paying now for rent. The main difference is that at the end of it all, you will be the owner of a beautiful property that will probably increase in value over the years.

There is never been a better time to look at a house project in Chonburi (called โครงการบ้านชลบุรีอมตะ in Thai) because property has never been more affordable and interest rates have never been this low. There are many different types of houses to choose from and there is bound to be one that peaks your interest. You also get to have some input into how the inside is designed and it provides you with the perfect opportunity to have the kitchen and bathroom of your dreams. If you’re still undecided about whether or not you will continue renting or you will consider buying a property, then maybe the following benefits of doing so can help you to make a smart financial choice.

* It’s an investment in your future – As was mentioned previously, if you keep handing money over to your landlord every month for the next 30 years, you could easily have bought the property and sold later for a tidy profit. When you get yourself onto the property ladder and buying your first home, you’re making an investment in your future and that of your family as well. It’s important to have some kind of nest egg for our later years and should you decide to move to smaller property when you are retired, then you can sell your property and make quite a lot of money.

* You are in control – If you continue to rent, and you want to make any changes to the inside of the property, you need to get the landlord’s permission and even then, he might say no to the changes. When you own your own property, you can do whatever you want and as long as you stick to the local government building regulations, then you can create the home of your dreams.

It doesn’t make any sense to keep paying rent in these current times when property is so affordable and interest rates are at an all-time low. Don’t let the fear of commitment put you off from getting your first step, on the rung of the property ladder.

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